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  • 當前位置: 天涯書庫 > 金融互聯網化:新趨勢與新案例 > 后記

    后記

    2016年是互聯網金融規范的元年。金融互聯網化后,問題事件頻發,給金融投資者的信心帶來了很大的影響,但規范不代表停滯。雖然互聯網給傳統金融帶來了一些新的風險特征,風險更加多樣化,技術風險也更為突出了,但是在編寫這本書的過程中,我們越來越深刻地體會到金融機構的互聯網化探索是必要的。這是金融機構在競爭中站穩腳跟的必經之路,同時金融的互聯網化使得金融的效率得到了空前的提高,金融普惠的作用也更為凸顯。

    金融互聯網化過程中出現的問題并不表示它該被時代淘汰,而是應該考慮到是因為其相關的體制機制、信息技術、法律法規等存在滯后現象。金融互聯網化或者是互聯網金融,都沒有改變金融的本質,所以我們要重視金融機構在金融互聯網化中的巨大作用,而金融機構也需要不斷提升自己,保證自己具有進行互聯網化改造的能力。監管部門也在其中扮演著舉足輕重的角色,防范互聯網金融風險的目的在于規范發展,因此措施要適度,要在保證互聯網金融健康環境的前提下鼓勵有益的創新行為。

    本書從籌劃、匯編到成冊歷時大半年時間。本書經數次修改完善,最終定稿。在這一過程中,很多人都對我們這本書的順利出版帶來了極大的幫助。

    首先要感謝互聯網金融學院的鄒傳偉博士以及石午光博士,他們對這本書提出了許多專業性的建議,使得這本書的內容更為充實豐滿。沒有他們的付出,這本書是沒有辦法出版的。

    其次,我們還要感謝眾多專家給我們這本書的中肯建議。在這本書的寫作過程中,我們曾多次向相關專家請教,也舉辦了專門的研討會,謝爾曼博士、趙猛博士、李耀東博士、王碩博士、胡吉祥博士等都毫不吝嗇地將他們的意見建議分享給我們,使得我們這本書更為完善。

    最后,張一帆、胡書欣、林慧美、高建剛、鄭飛、李天琦、林禹攸等也參與了本書的部分寫作工作,徐琳進行了書稿的編輯和校對工作,在此感謝他們的辛勤付出。

    因我們水平和經驗有限,本書不免還是會有瑕疵,敬請讀者批評指正。

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